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Monday, February 16, 2009

Order Checks Online - Save 50%!

By Don Fuller

You're almost out of checks and before you run dry you may be thinking about running to the bank. But you can order checks online and save the middleman bank markup. There is no need to let the financial institution profit from your purchase.

Banking institutions need to make a profit and markup the price of checks they buy from a check manufacturer. When you order checks from the web direct from the manufacturer you are buying at wholesale prices. You'll not only save money but are able to order from your own computer saving gas, time and taxes.

Another nice surprise is that you get to look over a more varied and a greater variety of check designs than you would had you been relegated only to the banks offering. The abundance of categories offer many choices.

By ordering direct you'll save about 50%. Personalized check quality is equal or better than that you'd get at your financial institution, delivery is fast, security details in the check comply with all bank standards. There are a larger selection of designs, categories and motifs.

Matching address labels, checkbook covers and contact cards are also available at discount pricing. All kinds of check formats from side tear, top stub, 3-per page and a variety of other formats are offered. Be warned, when you write a check, you'll need to make sure there is enough money to cover the amount entered for the check. Easy to record check registers help make that so.

When someone accepts a check and deposits it in their account is called a payee. If the payee is unsure of the funds, often they will take it to the branch bank it is drawn in and cash the check at that location.

When a check refused at the drawee bank (because there are insufficient funds for the check to clear), it is said that the check has bounced. Another situation that may arise is that the drawee bank returns the check to the bank that it was deposited at because of non-sufficient funds.

Banks make a bonus when they get bounced checks. Their high service charges that are imposed make one take quick notice. Keeping accurate records to avoid service charges is essential.

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