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Wednesday, January 7, 2009

Wired Plastic Visa - Review

By Dan Moskel

The Wired Plastic Visa card is a prepaid credit card. You deposit money onto your card and then use your card to make purchases or withdraw cash at ATM's.

Your card is accepted online and over the phone. In addition it is accepted everywhere you see the visa logo displayed.

It is free to sign up for account alerts via e-mail and text messaging. It can also make hotel reservations or rent a car.

It has a very unique benefit; they offer card holders a rewards program. You can earn 1 point for every dollar you spend with your card.

You can redeem these points at participating retailers, this includes; Cingular, T-Mobile, Verizon and more. Your points can be redeemed for; ring tones, music downloads, and toward your account balance.

It is issued by Bankfirst and offers free direct deposit. You will be expected to pay a $3.95 monthly fee, which is very low compared to other cards that charge $9.95 - $19.95 a month.

Your card can also be used to write physical checks. These checks can be written to pay your bills such as; cable, utilities, and rent. This will eliminate paying for costly money orders. Your card can be loaded with money through a bank transfer, pay pal, and at over 100,000 retail locations.

They offer guaranteed approval for this card regardless of your credit history. This card also gives you a 30 day money back guarantee. If you are not satisfied for any reason you can receive a full refund.

Your card will act just like a checking account. If you are in chexsystems it will eliminate the need to purchase money orders or pay check cashing fees.

To qualify for this card you must be 18 years or older. You must be able to comply with the patriot act to verify your identity and have a US resident address. They will not issue you a card if you only have a P.O. Box.

In sum we do suggest the Wired Plastic card. It works just like a bank account.

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