Green Dot Prepaid Card - Review
The Green Dot Credit Card is a prepaid credit card. It is frequently used by individuals that don't have a checking account.
Card holders get free direct deposit, which can save hundreds of dollars a year on check cashing fees. It is accepted world wide.
There is no bank account required or credit check. It does have a monthly maintenance fee of $4.95 but this fee is waived if you deposit $750 or more monthly.
You can access cash at over 900,000 ATM's in 120 countries and it is accepted online and over the phone.
There are however some criticisms of this card such as; the number of fees and poor customer service. There is a reload fee of $4.95 when you use MoneyPak.
MoneyPak's can be purchased at many retail locations including; Wal-mart, CVS, Kroger, Walgreens and many more. It does carry a $2.50 ATM withdrawal fee and a $9.95 card activation fee.
It is issued as a Visa or MasterCard through the Columbus Bank and Trust Company.
They do offer an upgrade to Premier Membership; the advantage is you will receive priority customer service. This upgrade costs an extra $20.
You can purchase this card at retail locations or you can fill out an application online and have a card sent to you within 7-10 business days.
Parents have found this card useful to teach their children money management skills. Additionally it is an easy way to send students money that are away at school.
Your money will be protected if your card is ever lost or stolen. It is a much safer alternative than carrying cash.
You use it to pay your bills. Additionally it will give you a convenient way to track your spending and stay within a budget.
In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.
Card holders get free direct deposit, which can save hundreds of dollars a year on check cashing fees. It is accepted world wide.
There is no bank account required or credit check. It does have a monthly maintenance fee of $4.95 but this fee is waived if you deposit $750 or more monthly.
You can access cash at over 900,000 ATM's in 120 countries and it is accepted online and over the phone.
There are however some criticisms of this card such as; the number of fees and poor customer service. There is a reload fee of $4.95 when you use MoneyPak.
MoneyPak's can be purchased at many retail locations including; Wal-mart, CVS, Kroger, Walgreens and many more. It does carry a $2.50 ATM withdrawal fee and a $9.95 card activation fee.
It is issued as a Visa or MasterCard through the Columbus Bank and Trust Company.
They do offer an upgrade to Premier Membership; the advantage is you will receive priority customer service. This upgrade costs an extra $20.
You can purchase this card at retail locations or you can fill out an application online and have a card sent to you within 7-10 business days.
Parents have found this card useful to teach their children money management skills. Additionally it is an easy way to send students money that are away at school.
Your money will be protected if your card is ever lost or stolen. It is a much safer alternative than carrying cash.
You use it to pay your bills. Additionally it will give you a convenient way to track your spending and stay within a budget.
In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.
About the Author:
We suggest the Account Now Visa for a review visit us or for a review of the prepaid Rush Card.
posted by Debt Consolidation Loan at
10:04 AM
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