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Tuesday, January 13, 2009

CitiBusiness Credit Cards and the Small Business Owner

By Caressa Waechter

As a small business owner, you are going to need to use a business credit card. You cannot mingle company and personal funds, therefore you should not be using a personal credit card for business purposes.

You will find many uses for a business credit card if you are an entrepreneur. The possibilities are limitless - you will use it to pay bills, to travel, or to make company purchases.

CitiBank, with their CitiBusiness card, is one of the leading issuers of business credit cards. The CitiBusiness small business credit card is especially tailored to the person who owns their own business.

Because you can request additional credit cards for employees, and set the credit limit for each card, CitiBusiness really lets you control your expenses. You have total control over the management of your CitiBusiness credit cards with the ability to view all charges, view statements and even add employees, all online.

With their business credit cards with low interest rates, they will have a card that meets your needs. Citibank is often running special introductory rates for a certain length of time, which really allows you to control your cash flow during the set period.

Reward programs are also available with some CitiBusiness credit cards. These programs give you a certain number of points for every dollar you put on your card. You then can choose how you wish to redeem your rewards points. You will have several different ways to redeem you points with CitiBank, because choices are a good thing!

When you own a small business, you really need to have at least one credit card that is the name of your company. This lets you maintain complete separation of personal and business expenses, while giving you the ability to track business spending.

If you are going to use a credit card with your business, you really owe it to yourself to use one that is made with the needs of the entrepreneur in mind. A CitiBusiness credit card would be a great choice when it comes to a business credit card. Because they offer some useful benefits for the business owner, CitiBank should be at the top of your list.

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