Rush Card - Review
This card was created by co founder of Def Jam record label, Russell Simmons. This is a prepaid card and is issued as the rush card or you can get a baby phat rush card.
This is how the rush card works; you deposit money into your card/account, then you use your card to make purchases, money is taken out of your account to pay for those purchases. This card does offer guaranteed approval.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
This card does give you free direct deposit. To use this you will only have to fill out a form and turn it into your employers' payroll department.
Your paychecks are then directly deposited into your rush account/card. You will still get the details from your employer. It will show the amount of your deposit and taxes and hours worked.
This card can be used at ATM's over 800,000 locations throughout the world. In addition you get free online account access.
You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.
To do this you simply go online and fill in the payees details. This includes address, name, and amount of payment.
Then hit send and a paper check will be sent to the individual. The is a good method to use when paying your monthly bills, because you will not have to pay for money orders.
With this service and direct deposit you will also save money by not having to pay for check cashing fees.
However, we do not recommend the rush card. This is because of the number of fees they have that other prepaid cards do not carry.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
This can work out to you waiting almost a full two months before you are refunded for your extra charges. This is insane, furthermore who only uses their card ten times in a month?
I don't know how they get away with charging these fees it seems unfathomable. In addition making their card holders wait so long before being reimbursed.
Also to use bill payment you must enroll which is $2.00 then every check you write is another $1.00. There are other prepaid credit cards that offer free bill pay and no fees.
The rush card proudly says there are no hidden fees with their card. However they have more fees than any other card we have reviewed. They carry a fee with every transaction you make with your card.
In sum, stay away from the rush card. There are many other prepaid credit cards available that have lower fees and better benefits.
This is how the rush card works; you deposit money into your card/account, then you use your card to make purchases, money is taken out of your account to pay for those purchases. This card does offer guaranteed approval.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
This card does give you free direct deposit. To use this you will only have to fill out a form and turn it into your employers' payroll department.
Your paychecks are then directly deposited into your rush account/card. You will still get the details from your employer. It will show the amount of your deposit and taxes and hours worked.
This card can be used at ATM's over 800,000 locations throughout the world. In addition you get free online account access.
You card can be used to make purchases over the phone and online. In addition your rush card allows you to write physical paper checks.
To do this you simply go online and fill in the payees details. This includes address, name, and amount of payment.
Then hit send and a paper check will be sent to the individual. The is a good method to use when paying your monthly bills, because you will not have to pay for money orders.
With this service and direct deposit you will also save money by not having to pay for check cashing fees.
However, we do not recommend the rush card. This is because of the number of fees they have that other prepaid cards do not carry.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The convenience fee is $1.00 with a monthly maximum of $10.00. However you will be charged a convenience fee for every purchase you make in a month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
This can work out to you waiting almost a full two months before you are refunded for your extra charges. This is insane, furthermore who only uses their card ten times in a month?
I don't know how they get away with charging these fees it seems unfathomable. In addition making their card holders wait so long before being reimbursed.
Also to use bill payment you must enroll which is $2.00 then every check you write is another $1.00. There are other prepaid credit cards that offer free bill pay and no fees.
The rush card proudly says there are no hidden fees with their card. However they have more fees than any other card we have reviewed. They carry a fee with every transaction you make with your card.
In sum, stay away from the rush card. There are many other prepaid credit cards available that have lower fees and better benefits.
About the Author:
Instead we suggest the account now visa they offer free activation, free direct deposit, free credit builder & free bill pay. We also suggest the all access visa to read a review visit us.
posted by Debt Consolidation Loan at
3:18 AM
0 Comments:
Post a Comment
Subscribe to Post Comments [Atom]
<< Home